Retirement Income Calculator
Calculate your minimum withdrawal requirements for Australian superannuation account-based pensions.
Your Details
Enter your information to calculate annual minimum withdrawal requirements
$
%
Conservative: 4.5%, Balanced: 6.5%, Growth: 8.0%
Age until which to project your retirement income
Super Access Eligibility
You can freely access your super without restriction
Tax Information
Your pension payments will be tax-free
Minimum Withdrawal Requirements
Based on Australian superannuation regulations for 2024-2025
$25,000
Annual Minimum
5%
Minimum Rate
Payment Options
Monthly$2,083
Quarterly$6,250
Annually$25,000
Important Notes
- • This is the minimum amount you must withdraw annually
- • You can withdraw more than the minimum if needed
- • Amounts are rounded to the nearest $10 as per regulations
- • Failure to withdraw the minimum may affect your pension's tax status
Retirement Projection to Age 100
Minimum withdrawal amounts and account balance over time with 6.5% growth
Retirement Income Projection to Age 95
• Blue area shows remaining account balance over time
• Green line shows annual minimum withdrawal amounts
• Hover over the chart for detailed values at each age
• Projections assume monthly withdrawal and growth calculations
36
Years of Funding
$1,426,910
Total Withdrawals
$244,743
Balance at Age 100
100+
Money Lasts Until
Projection Assumptions
- • Annual growth rate of 6.5% compounded monthly
- • Minimum withdrawal amounts calculated annually based on age
- • Withdrawals applied monthly (1/12 of annual amount)
- • Growth applied to remaining balance after each monthly withdrawal
- • No allowance for inflation, fees, or tax